Mortgage loans in Mississippi

Justin Mackler is licensed to originate home loans in Mississippi. Here is how a Mississippi loan works with him, which programs are available, and a few state rules worth knowing.

How a Mississippi loan works with Justin

1. Talk it through by phone or with the short form.
2. Apply online at the secure application, upload documents, and sign disclosures electronically.
3. A local appraiser and a Mississippi title or closing professional handle the appraisal and title work.
4. Closings take place in Mississippi with a local title company, closing attorney, or settlement agent, as state rules require.

Loan programs available in Mississippi

• Conventional loans
• FHA loans
• VA loans
• USDA loans
• Jumbo loans
• Refinance and cash-out loans
• Investment and DSCR loans

Availability depends on the property, credit, income, and each program's guidelines. Compare all loan programs.

MHC offers 30-year fixed first mortgages paired with down payment and closing cost assistance through participating lenders, subject to income, purchase price and other eligibility limits. Mississippi Home Corporation (MHC)

Mississippi details to know

• Mississippi homestead exemption applications are accepted only at the county tax assessor's office between January 1 and April 1. Filing late means no exemption for that assessment year. Source: Mississippi DOR: Homestead Exemption
• To qualify for a given year, ownership must be established before January 1 and the deed filed with the Chancery Clerk before January 7. Source: Mississippi DOR: Homestead Exemption
• For 2026, every county in Mississippi uses FHFA's baseline one-unit conforming loan limit of $832,750, with no high-cost county adjustments. Source: FHFA 2026 county loan limit list

Last reviewed 2026-10-29.

Tell Justin about your Mississippi purchase or refinance and he will follow up with real options.

All states where Justin lends